EQUIPMENT FINANCING
FOR YOUR SMALL BUSINESS
Funds in 2 - 5 days
Finance $10,000 to $5 million
Terms from 12 months to 5 years
Get Started Today And Speak With an Advisor
WHAT IS A EQUIPMENT FINANCING?
Equipment financing is a way for businesses to obtain equipment through a loan or lease. It can be used to purchase almost any tangible asset for a business. Some examples of equipment that can be financed include: medical equipment, office furniture, production equipment, and technology.
SIMPLE APPLICATION
Our simple 15-second online application can get you matched with offers in minutes.
LARGER AMOUNTS
Get matched with the best financing options with the highest funding amounts.
NO MINIMUM FICO
Bad credit? No problem! Most of our top financing options have no minimum FICO.
SAME DAY FUNDING
Our fintech speed can get you in and out of Underwriting in just a few hours – and same day funding!
WHAT DO YOU NEED TO QUALIFY
3+ MONTHS In Business
You can qualify for our top financing options with as little as 3+months in business.
$ 5,000 + Monthly Gross Sales
The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.
No Minimium FICO
We have financing options for all credit profiles. There is no minimum FICO score required to apply.
WHY ESHE FINANCIAL?
Stellar Reputation
Backed by thousands of 5-star reviews, our business financing experts will work with you to solve your business challenges.
Technology- Fisrt Control
ROK Intelligence uses AI to streamline the funding process. Get an instant pre-approval and flexible loan options that fit your business needs.
Multi Options
Choose an offer that makes the most sense for you and your business. Compare offer terms and choose what works best.
Zero Suprises
ROK's offer calculator takes the guesswork out of business financing. It provides full transparency on terms. One fee, no surprises.
STEP 1: APPLY ONLINE
Secure an instant pre-approval. Our application process is straightforward and can be completed in seconds.
STEP 2: REVIEW OPTIONS
Your personal loan advisor will discuss finance options available with you for your business.
STEP 3: RECIEVE YOUR FUNDS
Finish the online application process and receive your funds in as little as 24 hours.
BUSINESS OWNER
"Very happy and grateful that I got connected with ROK Financial. They were with me every step of the way and answered all the questions that I need to know. ROK has a very positive vibe with unbelievable attention to detail. I will be a returning customer and refer ROK to my friends that have small businesses and need funding. You guys are awesome!"
Resources & Frequently Asked Questions
Financing and leasing are similar in some ways, but quite distinct in others. Though both options help you to break down the cost of equipment into manageable amounts, they differ in structure.
When you use financing to acquire equipment, you maintain ownership during and after the plan. With leasing, your lender technically has ownership of the equipment and you’re paying for use of it. This does not necessarily mean the lender can take back the equipment at the end of the lease.
Most often, the equipment is on a lease-to-own plan that would allow you to take ownership of the equipment after the lease. Both options have advantages and a knowledgeable financing consultant will be able to help you find the best fit for your company.
If you find a lender with experience working with newer companies, the process doesn’t have to be difficult. You may have to rely on your personal credit history or accept a slightly higher interest rate, but at the end of the day, getting equipment financing for a new business is 100% possible.
